Answers (to know) for First Time Home Buyers

• How much escrow deposit is required?

• What are the taxes on the home? How are they calculated?

• Who provides Homeowner's Insurance on our homes?

• How much does Homeowner's Insurance cost?

• How much is the CDD assessment? How much is pre-paid by the customer at closing?

• How are CDD payments collected?

• What is the minimum income necessary to qualify for our homes with a minimum down payment?

• How does the lender determine if I can qualify?

• What happens if I have ever been bankrupt?

• What happens if I have no credit?

• If I change my mind, do I get my earnest money back?